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At times we encounter educated professionals who are under the impression that financial planners are only for folks who don’t understand wealth management – people who have never made any investments, have little money in savings, and have never heard about the 401(k) myth or how to retire early. But the truth is, the […]

When people want to know how to retire early, they may consider investing in a Roth IRA. A Roth IRA is often touted as a good retirement strategy because the withdrawals are tax free; the money you contribute to it has already been taxed. It is also a viable tool for those interested in […]

Does Your Investment Advisor Understand The 4 Percent Rule? For years, investment advisors have told their clients about the 4 percent rule, which is a principle that dictates how much money can be sustainably withdrawn from a retirement account each year. According to the rule, retirees can withdraw 4 percent of their assets during […]

How important is your 401k when it comes to retirement planning? Maybe not as important as you think. Many people are under the impression that their 401k is the ticket to a comfortable retirement – but now that the first generation of employees to have 401k accounts is entering that stage of life, it […]

Ever since a California financial planner named William P. Bengen proposed it in 1994, retirees have relied on what’s known as the 4 percent rule. It states that if they withdraw 4 percent of their nest eggs the first year of retirement and adjust that amount for inflation thereafter, their money would last at […]

The Most Expensive Life Insurance Policy You Can Buy: How it Affects Your Personal Pension Formulation Options

If you are lucky enough to be among the 7% of Americans who still hold a pension, we have a revelation for you: Whether or not you realize it, this pension may be costing you as much as an […]

Like many people, you probably entered adulthood believing that a 401(k) retirement plan was a valuable asset – perhaps your only key to a comfortable retirement. But now, the first generation of workers to have 401(k) plans throughout the majority of their careers is just a few years away from retirement. They are in […]